Monday, December 15, 2008

How Developed Countries and Locales Can Help Those Affected by the Economic Crisis

  Those of developed countries very much still have many of the right cards in their hands.  The upturn of the financial crisis from the views of the UK as they are affected by the choices of the U.S.   Many reports, forums, meetings etc have indicated that many of the factors that has caused the downturn a long list of variables.   Consulting studies also utilized by British Prime Minister Gordon Brown and Alistair Darling displayed the main factors.  Among the various factors the decisions made by banks and financial institutions of lending choices.  

  Although, EU is much aware of the Climate change issues that faces the world.  Q2 they revised many of their international biofuel policies and programmes.   Many of which also connected to the world food shortage.  Perhaps the recent economic state is the counter reaction of Q2 rapid increase cost of food prices biofuels, surely the IMF and World Bank are aware of these findings.

  Recently Areva partnered up along Rolls-Royce and Balfour Beatty and created a new nuclear program one of which that is projected to create 15,000 more long term jobs supply chain, manufacturing, engineering, etc.  Definitely a slice of the pie that the U.S. and other countries should look too.  Perhaps a sneak peak of what the future of the post crisis options.

  Those choices of various countries have now spread and affected other countries.  However, U.S. wise I feel like the banks and financial institutions are not really at the root of the issue.  When government made the decisions years ago when they wanted more EOE homeowners the so called "American Dream".   But now the next administration and the government should truly think about the effects of their decisions and how the flows throughout the people before these decisions and trends economically.  Did they not think about Economics as much then because of the surplus economy of the Bush administration.  

  After Katrina  provided incentives to lenders and and that's how the sub prime problems started and the variety of financing options.   The 2006-2007 decline of housing valuations and investor pull outs of land, urban commercial real estate in various developing markets should have been a large indicator of such progressive plans.  Surely this merely a small factor the inadequate mortgage products. 

  The General public should know as well at that time banks and financial institutions basically given the government decadence approval.  Reality some people are influenced and some now towards the beginning of a new administration and such crisis people are really looking to intelligent confident leadership.  An understanding of the situation is also important in aid of the economy.

  The economic pie is made up of 70% of consumer spending and the figures of black Friday and holiday retail statistics have since reflected a slowed decline this holiday shopping season.  Other sources of econometric tools other than those of U.S. Commerce Department indicated U.S. GDP at a negative which hadn't occurred since that last small recession of 1991.  Across the board, Disposable Personal Income DPI increased but Personal Consumption Expenditures, PCE decreased and the offset much more then DPI.

  Early August of 2008 delinquencies and foreclosure numbers have increased drastically since then to current, figures have increase steadily 79% since 2006.  The inaccurate credit ratings reports done by various rating institutions the sub prime mortgage crisis.   Many of which that have now affected much of the current housing crisis as well.   A recent meeting a Foreclosure expert mentioned that much of this information was conveyed to Congress and much years ago ignored.  Post crisis the foreclosure expert mentioned that this information had to be conveyed again after the fact.  

  Topic at a variety of round tables of bias induced judgement by lenders and borrowers.The Financing process is very simple, but reminded that some view Finance as a different realm as well.  Statistically many graphs and figures show that much lenders are borrowers seemed negligent when it came about the sub prime issues.  Post Crisis many of those negligent have admitted in my presence that they were much aware of those factors.  

  






Sunday, December 14, 2008

Global Views of the World Economic Status

  Many industry experts, consultants, executives, academia increasing communication conferences, meetings, forums, etc in hopes to improve "the state of the world".  As many have been informed that the downturn was projected through 2009.  In hopes of recourse that many of the recent meetings can counteract the 2010 projections.  

Numerous developed nations are still in much better situations than those of certain emerging. There are still various locales that are thriving.   International round tables and forums many countries understand now that their must be a balance of those developed and those emerging.  Understanding that there is a link between some many industries and sectors of the comparative advantage of some economies compared to those of others.  There is also a concern of emerging markets as the financing countries which affects the liquidity of central bank flows and the IMF.  Those countries must also be aware the state of the U.S. recession.  

As the global economy affects those countries of Muslim communities should be a concern. The concern of their governments the humanitarian issues, globilization.  Malaysian professionals mentioned the bias of their economy and the effects of those downturns of the global crisis.

So in order of those thriving to be a somewhat aware of those emerging markets and the current economic factors. Hopes of those lending a helping hand and positivity can definitely push through the times.  Perhaps the U.S. presidential elect thoughts of it has to get worse before it gets better can be bypassed. Especially since the U.S. economy has much influenced many other countries on a business levels.  

Sunday, December 7, 2008

"Out with the old and In with the New"

This shall be an interesting story as it unfolds.  Auto Sales indicate an all time drop of Q3 figures .  The word usage of "recession" no longer cautiously utilized.  "Worst job loss report ever, " as reported by Keith Hall and Republican representative Cummings.   

Bernakie known as a depression expert. Lets hope that his control of inflation in the past and currently can be reconciled.  That whatever mistakes the 1929 recessions spawned are much different then the recession that the U.S. is currently experiencing.  However I have concern about this as the last spring the American taxpayers sent stimulus checks last resort monetary policy. But really giving taxpayers money for nothing, extending unemployment benefits seems as if that was the old administration prolonging a global crisis.  Some economist agree and some disagree on the notion of that move.  State and Federal there is a lag between the Unemployment statistics and reports. 

 As some U.S. firms have outsourced some of its production, some laid off large increasing numbers people and the big three automakers requesting Congressional support. As the U.S. economy has much financial woes and concerns.  As many observe as the failure potential of the automakers increases.   In all reality the President elect has not even inaugurated but has much to do, this seemingly like the least of it.  Why don't these politicians figure out the estimated multiplier of the lag?

All honesty its no wonder as it seems these corporations don't want to be associated as the U.S. manufacturers and the big three automakers go through their struggles.  For so many years the U.S. automakers dominated their sales and production. However the last decade they have really had compete amongst imports. 

The Detroit Auto Show is one of premiere international auto show . It is not surprising that there is a group of large car manufacturers that are declining to attend. Many of which include big names such as Rolls-Royce, Ferrari are a just a few or a increasing group.   Many of those not attending high end manufacturers many of which that have much established European based figures in developed and emerging countries.  Some made their appearances in earlier shows.

Ferrari the Italian based corporation also went through its own private corporate struggles 18 years prior of Enzo Ferrari's death. Founder sold off part of the sport racing division in order to secure financial backing.

Renault Nissan a European based corporation went through their own mergers in its own years prior.  The merger success was one that was doubted because of the two companies cultural differences. However, the international crash never happened as industry observed thought would .  The company reported large advantages of the economies of scale.  Many of which from their combined connections of business development of emerging countries.  Perhaps a smart suggested economical decision by Renault Nissan a of the sign and a change of the times.

Recently Areva new nuclear program has created positive new partnerships and forecasts to also increase job creation of long term jobs. In agreement with Climate change policies and the economy. The UK paving ahead as the new program builds for their energy future and economy







Wednesday, November 26, 2008

Economic Recovery

After such a crisis an economic recovery and many market lags. The changes need to start with where it started in the U.S. The U.S. Federal Reserve Chairmen, Bernake will have to figure out a way to counter or undo the interest adjustments due to the new administration than those of the old administration. As we should know that prior the election the economic decisions of interest rates definitely affected the inflation issues that should continue to affect the economy for years to come. However, all the changes of the new adminstration should be done before spring of 2010. Think the first initial stimulus checks of 2008 was unnecessary. Which monetary policy wise was a small stimulus of consumer spending of the old adminstration was concerned with. It didnt really boost spending bc much research showed many Americans paid debts. So a drop of rates should surged the big investment banks to increase and create and make back the losses of the old admin for the new. However it shall be interesting as to what else will be needed to get the economy back to the strength of global economic leader and thrive.

Friday, November 21, 2008

Nations Green House Omissions

  Forget the last visit California commercials and motto of only the fun and sun.  

 After the final recall scare.  Governor Arnold Schwarzeneggar holds a forum bringing U.S. and International leaders together on the topics of climate changehttp://tinyurl.com/7v2xdb http://tinyurl.com/6bfltp, .  California has led the nation in renewables and alternative energies for several years.  The Governor definitely grilled the Big 3 on electric cars and development and during the L.A. auto show.  Interestingly enough since many of the international automakers have pulled out of Detroit's Annual World Show. However the Governor years agos took a personal interest in alternative fuels and spent over $100K making a hummer solely powered on vegetable oil.  Media should have televised the actual hummer on one of the networks Sunday.  Many California cities have set up very ambitious green initiatives much more ahead of the nation.  San Francisco, Mayor Gavin Newsom and Governor candidate has set goals that the city amongst electric cars and alternative transportation's, logistics a main concern of his team.

  Much the concern is the balance amongst cost of renewables and technology.  California definitely in its own challenges when it comes to economy.  California one of the largest states in the nation is the eighth largest economy globally and faces a large budget crisis.  The new agreements much associated to UN talks and forums.  Now the new administration is on track on climate change.  Although there is much to do as they must continue to strive towards those of other developed countries http://gov.ca.gov/index.php?/press-release/11082/.  

Saturday, November 15, 2008

U.S.Through the Times

  The new administration definitely has work to do from the realms of globalization, foreign policy, domestic policy, etc.  Certainly an interesting time for all. Never would I have thought that I would be living and experiencing the U.S. in such a recession. This life cycle interestingly enough that's stuff that I've studied and read about. Definitely not in comparison to the small recessions that the U.S. has experience within the 80's and 90's decades.  A recession that so many generations of Americans can hardly believe as well. The mist of these times, something of extraordinary means to experience in my early 20's.  Schmidt believes that Obama can run Google which definitely appeals to the future generations thrilled about how the new administration will utilize the technology era to better the connect the U.S. and the world http://www.youtube.com/watch?v=rD_x9LW5QRg. I have more then all the confidence in the president elect and his team and administration.  Generation Z those that were too young to vote but old enough to understand as the country stretches post Olympics and now to further boundaries through a war issues, a financial crisis, and a historic election. Generation Y and beyond those of the young workforce and the digital era.  Generation X a large portion of the workforce and many of whom are hit hardest by the economy, Baby boomers saying that this that they have never seen the U.S. economy in such means, demographically a large majority of the U.S. population all experiencing the 2008 and forecasted 2009 recession as a whole.  The Great Generation those that are experiencing the U.S. through its second financial crisis. Election wise a lesson for the generations that to the U.S. creed that anything is possible.  A crisis spanned out throughout the world.  

Wednesday, November 12, 2008

Record Breaking Economic Reports

  As the old administration gave out stimulus checks that quick fix delayed the crisis and much now a bigger global issue.    A colleague commentary based in Malaysia recently about the economy.  She simply replied that she heard the state of the U.S. economy.  It might be the time that the country that has its hand in some many other countries ties to also take some time and focus on the scenario of the U.S.  Many companies seem to be taking the write downs for the entire year of 2007.  

  However, the flow of the employment statistics are somewhat also driven by the increase of the communication and technology.   Much of the economic trends factored by number variable. Definitely think that for those nations that are improving their technologies should also be aware of those factors of gap.  Note that figures of Q4 stated by Anthony Karydakis former JP Morgan Chief U.S. Economist and Professor stated to Fortune magazine, "The rapid deterioration of labor markets points to a sharp decline in hours worked and output".  Generally when increases of technology affect interest rates and macro policies,  inflation, etc. Obvious decline of industrial production due to globalization, manufactured outsourcing really hit the U.S. hard in the current year.

  However, the small jolt of monetary policy spring stimulus checks, U.S. Economic Stimulas Act of 2008 was not enough  within months the U.S. markets tanked.    Although Bernakie an expert of the "Great Depression," hopefully makes his own decisions on the current U.S. recession one of great lengths and in many ways variable and factor wise drive by different factors. 

  Due to the recent economic declines that have drastically effected many companies in the last quarters of 2008.   Now the U.S. and the Obama administration very much has a grasp needs an understanding of the dignity of work and much of this hopefully can be conveyed to many. 

  The bailouts all over the media and throughout the web. The net Generation may be a generation that has more patience. However the sudden bailout packages, TARP deals all need to be consider and viewed as long term deals now as some have been implemented.  Various emerging Turkish economy have had similar packages and headed by U.N. Depärtments.  Definitely something that the U.S. Economic policy team should be much aware.

U.S. December job loss reports have been project by many as 400K.  Job loss reports at an all time high in historical figures for the entire year.  Definitely a focus of the multiplier effect and impact employment trends definitely a root of the issue. Many of my clients hoping to be recession proof during the global economic crisis.

   Many great minds well aware of the recession long before its happenings.  The flow of the money tech, new ideas, markets and industries can also be a good indicator of future inflation and deflation policies.  However, it has taken the government awhile to react on some levels.  Which it is clear that the new administration has to work in addition to the old administrations shortcomings.  International Economic policies are much a delicate topic at the current time.  

Saturday, November 8, 2008

Inaugural Summit on the Global Agenda

UAE Dubai three day Summit on the Inaugural Summit on the Global Agenda

A meeting of 700 of the worlds top leaders from a variety of sectors hosted by the Dubai Government. Topics of discussions about 68 countries and challenges. Council focus:  1) What is the state of the world on this issue and how is the economic crisis impacting this issue?
2) What should be done to improve the state of the world on this issue/region/industry and by whom? 

 Industrial nations  and break out rooms of many group leaders in hopes of solutions of the current economic crisis and in anticipation of and the upcoming Washington meeting.  The concern of post crisis world effects. Much of the focus of governments changes and must have to change of moving forward and moving on.   In the age of technology something that many people need to adjust to changes more rapidly http://tinyurl.com/6nbeaj.  Many discussions also focus around what is the state of the world and what is the state for global financial economy. Government private, public sector failures, human capital investments, policies, demographics, let go, GDP, EPS, etc. Much concern about a global "roboot".  Historically perhaps, the worlds largest brainstorming session and collaboration of great minds.

The summit also in preparation of the yearly 2009 Davos conference.



Wednesday, November 5, 2008

American Politics History in the Making

 "It's about time." Exciting as to what is ahead for America.  As the world has watched on and Americans responded to the change they crave for the near term of the President Elect, Barack Obama.  An American election that has surpassed a century perspective barriers http://change.gov/. Literally history in the making the first multi-racial president of and every evolving America http://tinyurl.com/6kvmrp.  Many of which that many Republicans noticed much of the characteristics of such grace of a great leader.  A leader of the future generations and post baby boomers generation. 
  Obviously a leader that is well aware of challenges of what is ahead. His president elect speech as he so calmly spoke with such poise and calm balance of his normal rhetoric a Divine acceptance for a momentous beginning http://tinyurl.com/64voyy.  He honestly told Americans that viewed that there is much work that Americans have to work on lots of promises to needs to keep.  Many believe that Economics a big key role in the election and crucial wins key battleground states. The Economist virtual polls also forecasted Obama months ago as the winner from a global prospective.  Obama viewed the election without the red and blue to some extent and as one nation.  Quite possibly the perspective that is necessary transitional time for the U.S. as well politically, economically, globally and etc.
  Many have seen the impact that his campaign has pulled quite possibly one of the first technological elections and one of which the most connected of its time.  Shall be interesting how his administration, etc proceed.  Those of the older generations comparing the new feeling of his historic landslide win of John F. Kennedy.
  Personal win from all the energy projects and research its rather exciting. Especially since the U.S. has a century to advance considering other nations advancement when it comes to energy and climate change http://tinyurl.com/69m6ox .  

Tuesday, November 4, 2008

The Lull of the Current Economic Crisis and the years IPOs

    Interestingly this year the recession much had been predicated and many foresaw the current economic crisis.  Some tech VC's some issues but others on the list of companies to watch for the year http://tinyurl.com/64f5wvhttp://tinyurl.com/5k8zwa.  These companies breed the new ideas and the future.  However now many of them are also cautious of the recession and concern about recession proofing their companies, etc. All in all many current tech companies have had rapidly changing and evolving year. However, the current economic crisis a lack of IPO's much of a norm tech wise. IPO's are good for the economy, however California the center of the Silicon Valley had issues submitting budgets, 12 year high unemployment rate and lack of IPO's.  The simple increase of technology always affects the workforce naturally affects the interest rate and the employment rates.  Ideally Technology does make things better however it does replace things as well so as rapid as technology changes hopefully the creation of new jobs to balance those changes.  Perhaps its the remnants of the first tech boom and the adjustment of the increase of wireless networks of technology.  A gradual balance that government and analysts should be more aware of.  Interesting article that and IPO Analyst submitted  to Reuters http://preview.tinyurl.com/63neql .  

Friday, October 31, 2008

Google Phone Gadget Review

When it comes to the G1 its very stylish. Other reviews and photos don't do it justice. Its actually much lighter handheld then its competitors.  Those that have iPhone and enjoy the flexibility of the IPhone most likely will really enjoy the G1.  The Google phone weighs less then the actually iPhone and smaller then the length of a pen.  Very understandably known about the G1 for more then a year and the iPhone alike.  However, the Google phone was tested differently and the developing software kits opened up to developers months ago.  The current provider T-mobile has very competitive rate plans versus those of other smart phone service providers.  Definitely a positive for firms that provide cellular coverage for many of their executives and customers that should be concerned about cost saving and the inflation rate adjustments of the next few quarters.  G1 upgrades are done over the air network. 

The benefit of the G phone over the iPhone really is that some claim that Apple's 3G still drops calls and cuts out depending on local because of satellite towers.  My apple assistant has mentioned that some iPhone users many that have utilize the 3G prefer the first generation iPhone over the 3G interestingly.  But many that travel and are also in cold climates the Google phone is just as user friendly as the iPhone and much more compact.  The benefit that the Google phone also has the sliding keypad and user friendly in cold climates than the iPhone.  Google phone also have video which is an option that many smart phones have that the iPhone does not and a much sleeker camera.  Overall they are selling quickly off demos, testers, and virtually. 

Friday, October 24, 2008

What a Week for the Global Economy!?

Around the world global economies working together at this crucial point to strive and for a better tomorrow http://tinyurl.com/6luvvm. As people around the globe and oil and fuel prices fluctuate hopefully a pre-mediated response and not one of delay of the potential global financial crisis.

Various projects have definitely now very much being affect throughout the world. As many economists are well aware some of these issues were much discussed around the various Davos conference focuses. The World Economic Forum holds annual meetings and numerous global leaders and public figures were present the forecasts and issues that the much countries issues that various countries much in crisis about. Economists have know that majority of Worldly C-level Executives ignored the economists forecasts and some responded a matter of decisions and choices. Hopefully governments get more involved, however its after the fact: http://tinyurl.com/56h5tf.

Russia economic concerns because they have now experienced the largest drop of 19 points of their market history. Noting that much of their foreign investors have withdrew their funds and changed Russian ratings. Interestingly Russian financial reserves are not reinvested in their economy they actually invest in foreign holding investments. An economy that has much fuel and the cost of fuel usually on the higher end is not as much affected yet of the global crisis.

However, various emerging markets is something the governments need to also be aware of because much of the financial markets are financed through other countries something that various countries Romania and etc are now concerned about when developing their country markets.

Gordon Brown taking much slack as the his government approaches the UK near recession. Many concerns about their housing rates that have definitely affected their housing trends. Some also concerned that mortgages rates have been changed because of many differences of currency that has increase the translations and increase mortgage rates and thus UK prime rates.

Sunday, October 19, 2008

U.S. Political Campaign

At this point of as the worlds view of Americans has definitely changed, the presidential campaign is really about the policies. As a Chinese Irish American for some reason this historic election seems to have alot more meaning, the U.S. presidential candidates definitely have their work cut out for the coming term. As its crossed my mind months ago and surely many other Americans as the election nears the last laps of the race seriously either candidate has great strength and ambition. Whatever state the U.S is in now is surely not what it was when they signed up. Much of my Climate and Global Warming research the U.S does have a lot to do to stay competitive with other develop nations. Especially when it comes to carbon emissions, Kyoto Protocol and much more. Something that the Clinton administration pushed and Gore excelled at http://tinyurl.com/luy9d. Truly the Bush administrations first term was decent. However, the second term of his administration definitely has slack as well as many sectors as the U.S. faces the most issues as a the depression http://brokershandsontheirfacesblog.tumblr.com/. Surely nothing any administration wants a part of. The economic crisis that has infected numerous other global economies, a war of such turmoil and siege, a government that admits that they let this happen. Americans and our government need to evaluate and make more decisions. But truly when I saw the sight of the World Trade Center site now its speaks volumes itself. The war such a topic of controversy and the many differences of opinions when it comes to generational veterans. However, technologically this has definitely been one of the most watched elections and one of the most involvement and something the Americans should be proud of. The funniest things is the most recent months of the Economic crisis is turned into such constant economic lesson of awareness and so forth. Normally not a popular topic of discussion. World Markets and meetings definitely will be more interesting as this plays out. Blame being placed on a variety of sectors and industries especially from those viewing it from other countries. Surely hoping that the last lap of the election and the two candidates can restore the faith of the American people in Democracy and the U.S. Especially that there are always visibility more projects that the next administrations much work on in addition to the long list of issues that the public is aware because the media, debates and so forth. I feel like the American people see how exhausted the candidates are as are those that follow, help, advise the election or whatever. The U.S. still much a military power and on the World rankings still competitive leader of the economy that there seems a need for a sense of balance of the American competitiveness. That said a simple reminder of the great words of Winston Churchill, "The price of greatness is responsibility". When it comes to all the bailout plans and meetings these issues really need that balance of responsibility.

Wednesday, October 15, 2008

The World Economy Redesigned

The world in its entirety is a competitive place and that is how the divisions of developed and emerging markets have come about. The interesting thing is now and for some that are not as developed a sense of urgency so that all are on some level playing field as they somewhat have to find solutions its what information that they share with one another that will effect the outcome out this situation. 

In actuality the situation seems to have been like this for awhile. However, its when the increase of communications and recent meetings due to a urgency of those countries that are making strives ahead. The recent global financial crisis being compared to various other financial falls of the 1940's and etc.  Perhaps its the gap of communication between those times of great powerful leaders meetings, forums and whatnot.  

The let go of all that did not work so that they can better utilize the ideas that do. Seems as much as a letting go the history of those times and the redesign is clearing organizing and arranging variables functionally.  Personally think that many of the changes post the financial crisis and the majority of the changes will be a change of perception towards a more global outlook many of which they were capable of making prior to all the financial crisis.

Asia and Europe have much discussed the virtual agendas as well and it seems that those countries very much understand the differences of the technology advancements and other sectors of balance.  Many all know to well the technology boom cycle of looms and thus the current financial crisis experiences those effects delayed.  Perhaps it not delayed but simply the course of time it takes before all the numerous changes take to effect an older sector of the economy.  However, thus the technology boom is now in its next cycle of evolution and only recently felt the financial crisis effects.  

Strategically many countries are also connected to  the war. The effects of the post war is also something that will affect drastic world financial markets and economies.  Fluctuations of technology, changes of interest rates (i.e. federal rates, housing markets), affect the employment percentages (i.e. sector cycles of employment) and further more.

Thursday, October 9, 2008

Global Financial Crisis Americas Markets rocks the Global Economy

So much as this Saturday and on another Asia trip some of the fam and family friends might find many more changes shall be interesting findings. Gladly myself, colleagues, friends, etc experiencing the Asia Eastern Markets plummet first hand. Time of numerous emergency meetings being organized everywhere. Many International leaders meeting in hopes to solve the financial crisis. Friday more then two decades of ever such a drop. Climate control nears it reveal head. Displacement of Asia Pacific locales also a recent blunder. Obviously a concern and various among country to country. However, Australia has seemed to deal with their climate control displacement with 50 year plans of coastal locales construction. At this time theres an increase of awareness and can benefit various countries. Many countries are taking a harder look at the facts and the continued affects of the climate http://tinyurl.com/4evfjz. Asia has much other concerns as they have large population, after affects of a the Olympics, infrastructure still in progress and a possible economic dip. Many Hong Kong investors funding rather large energy projects through other Southern Hemisphere. Hong Kong markets at a three year low. However, the Hong Kong government providing reassurance Investors, people, etc many other still frantic panics. Although, much of Hong Kong markets are under wraps and very little media attention of the recent drops. More recently trends of the Hong Kong finance world has many of its people investing more than saving, more so a "simple play of share gambling rather than saving." But at the time of the current crisis, gamble has turned it to a much more serious tone at the amount the Hong Kong people have invested. Also noting lots of recent closings of manufacturing centers has caused an economic slow down, NATO issues, minor Opium trafficking also a UN concern. Interestingly enough the UK and European seems rather cautious and have every right to be in such a state. Economically the EU prediction's that a relief global about this time next year now http://tinyurl.com/483ysp. However, Australia and European countries rush out for relief for emergency summits and meetings in hopes of aiding the Global Markets.

Saturday, September 27, 2008

"Not Time for the Blame Game"

Since the beginning of 2008 and before, the American market and financial experts have been concerned about the potential recession. Those checks initially to stimulate productivity those of "main street" and so on. Personally I think that a simple delay of the inevitable deficit that the current administration and government needed to deal with. Some rooted as far back as the Katrina New Orleans efforts relief. The start of a mess of the Fannie and Freddie issues large risks and liability. http://tinyurl.com/4j495s

The largest deficit interestingly enough started as a similar figure many sources said would have been the "largest debt" the next president to recover.
A calm of the US markets as the Dow breaks even after a couple of weeks of cautious flux's, bank buyouts, acquisitions. AIG turmoils business arms "in the cookie jar". As the US government, offers AIG options noting that AIG did say, "No" initially. http://tinyurl.com/3gcco2 But as my prediction they have much too much on the line and are delving into more projects. But really many believer its much more serious than the Enron. Politicians admit that they government and wallstreet fails as many believe a variety of sectors let it happen. I think it wasn't failure it was a lack of oversight. However they bailed them out possibly bc they have too many hands in the global markets. They still have the opportunity to turn their profits and expand further. Very controversial as many believe that they should not be bailout out after such a crisis. Thankfully the two week break even and adjustments as several bailouts plans many said, "No" to the Governments initial resolutions. A long extended month for some Executives, Investment Bankers, http://brokershandsontheirfacesblog.tumblr.com/and other high level professionals as Americans economy really falls under the pretense of a recession through three quarters.

Interestingly, the time of the US presidential campaign making history and the world is watching. Surely, more then the any presidential candidate can expect. "The ultimate job interview." Reality is whether people want to know about it or not the topic of the economy is buzzing for many conversations.

Much of a concern the American economy a larger proportion of the AIG to the global business markets. As much concern of the G7 meetings as the US crisis has also delved and affected other financial powers. http://tinyurl.com/4sop4g Globalization still an important factor and one of focus of developed countries. Same as those a world over. Many high level professionals agree with the potential increase regulation and market rules. Truly a sign when big players are justifying the necessary change of regulation. Global Financial Markets meetings and potential of increasing changes of the International financial rules. Gladly that many economic experts are also aware of the potential of effects. Many Global firms know all too well the Sarbanes Oxley compliance and the simple fact that possible changes to International Financial regulations will need the caution of "equilibrium" said France's Prime Mister. A needed balance non regulation, thoughtful regulation, over regulation. as many firms had to pave through the various business cycles of Sarbanes Oxley compliance. The IAS, US GAAP, IFRS committees might really have their work paved out for them. From experience the recent year or two plus of IAS IFRS compliance will definitely be a very interesting route and business cycle for all. However there are largely comparatives differences that definitely forsee issues whenever new compliance is implemented. Expectation of adjustments for various sectors is also a concern for many globally expanding firms. As the SEC has not required IFRS to US firms few global firms comply to both and its definitely be a better longterm regulation. However for those regulators a potential wave similar to the Sarbanes Oxley cycles. Many accounting and auditing firms are finally training their regulators for whats to come.

Monday, August 11, 2008

Environment Focus

As a world focus of climate control, global warming continues to lerk more concern as different countries have various climate goals. Some countries much more ahead then others. A focus of global warming leaders internationally. A much newer topic of discussion for the US and a major focus of European countries. Much of a focus of discussion as the US election nears its final leg of the campaign. Since the most recent Japan G8 meetings the topic seems much more on the agenda of many more leaders then before. The UK also concerned about their carbon emissions numbers as should the rest of the world. Increases of carbon emissions drives changes of biofuels and increase the cost of food. Land use, rainforest's sustainable alternatives all factors of concern. The third largest contribution of pollution car transport now and the future. Theses fluctuations changes the international monetary issues many that affect the less developed countries and those of food shortages more so then those develop countries.

Monday, July 28, 2008

Industry Flow of Monies

A huge importance of understanding the industries. Surely many believe Investment banks and Ibankers have said more regulation. However, over regulation is definitely something that the U.S. government has to take in mind. Especially when its an administration that seems like they doesn't fully get the Financial Markets. Obviously a big indicator in recent weeks. As government as strongly has media wise as well. Let's not forget governments role and not blame the industry. The recent week as the media lightened up about the financial markets a small bit of relief. Perhaps they should have thought of they issues when government they open the mergers of Investment banking industry and industry of minimal regulation and banking one of the most regulated compliant industry.

Finance executives that know the flow of cash should know that the economy is definitely in for a roller coaster in the short term. However, the mix of old money and new money still plays a role in the economic effects to come. Old monies and much wealth from older industries, trust funds, inheritance. However, the tech age of new monies and new ideas flow much differently once tech lifecycles flow. Some experts have heard the concepts of clearing out the rich so they start over again. Something that many tech companies do after a bubble. The monies prior to the depression how did it flow? Especially that era of why the FDIC concept was created. An industry the thrives more so U.S. wise then other countries. I really wonder where the trace of the old monies prior to the depression. How it flowed through after the depression. I wonder if the new age of economy can thrive again stronger then before.

Sunday, July 6, 2008

Food for Thought

As oil prices rapidly inch history breaking trends due to the increase concern of biofuels. As the cost of oil, moving up talks suggest to $250+ a barrel. Interesting locations that have public transportation less affected of the http://tinyurl.com/5f4dnm.Translating costs for North American consumers inching easily to more then $5 per gallon. The economics and cost of food increases. However as prices increases, a slight decline of price declines predicted http://tinyurl.com/5skuqw. Manufacturers and farmers decreasing the actually size of products and passing the cost of fuels to consumers. Many large corporations have made the decision for the cost of packaging for the operations and strategy side of business. Consumers are expected to pay the same and decrease quantity. Large firm, General Mills, have already implemented the changes of repackaging of cereal boxes and many of its competitors are to follow.

Especially as some large firms have sought Strategy Consultants, Economics etc as the price of biofuels increase so do corporations expenses for costing, managerial economics and welfare of the firms. As the cost of biofuels increase the However, farmers effects varies from nation to nation depending on government policies they absorb increase cost of biofuels and growers are passing on the cost to manufacturers and wholesalers.

However, its a revolving and evolving topic as crops are utilization of crops for food and/or biofuels the ever changing discussion http://tinyurl.com/5cn25j. Merely a economical trends of crops being utilize for both food and biofuels, which has recently drastically changed the Price elasticity.

General mathematical calculation:





Calculation of the elasticity of goods:
i.e. manufactured products





Percentage of Change:





Many people around the world leading researchers, scientists, engineers, experts, etc working on alternative fuels, energy savings and sustainability, alternatives, and green solutions. The current solutions of Hybrids, hydrogen fuels, http://tinyurl.com/5rudsr. The network of professionals, researchers, experts have already began a the long processes of alternatives to hybrids and hydrogen fuels as well mainly because of the comradery of large companies funding further academic research and expert institutes as well.

Monday, June 9, 2008

Apple Fanatics 3G IPhone



Apples test round the first generation Iphones for the USA and then slowly released in other countries. The international telecommunications forum regulations and contracts so very different then those of the USA. Opening up to so very many carriers is a promising for Apples revenues. The new contracts for other carriers allows for much more flexibility. The unlock product now makes it more attractive to international customers as well. I must applaud Apple for the character recognition keys. Increase loading time. Great new apps. Better Battery Life. The new release date surely another festive celebration for tech gadget fans. However, I have my third Iphone, so I am hoping that the product updates and advances are more promising. Finally the third generation wireless technology. Rather a fascinating evolution to push revenue increases. Especially now that is more marketable to advance technology countries. The market trends of Apple might be interesting noting many of Apples attendees included developers, Apple stock owners, etc. I think that Iphone backups via Itunes would be a great alternative to computer restores.